Crypto tax advice / Tax calculator
Crypto Tax Calculator
The guide to simple and correct crypto taxation in Germany
Crypto Tax Calculator
Sections 23 · 22 no. 3 · 20 · 15 EStG · Germany 2025 · live calculation
Basic settings
Tax year 2026 will follow as soon as the key figures have been finally reconciled with the official wage tax tables of the Federal Ministry of Finance (BMF).
Total income (excluding crypto)
Unsure how to put this into your tax return? We will review your case personally.
Tax-loss harvesting simulator
NEWSimulate how additional realised Section 23 losses affect your tax burden. Useful for year-end planning – e.g. before 31 December.
What is a crypto tax calculator?
A crypto tax calculator is specialised software or an online tool that helps crypto investors calculate and manage their tax obligations. These tools automatically analyse your crypto transactions and produce tax-compliant reports.
The key functions:
- Automated transaction analysis from various sources
- Import of data from exchanges and wallets via API or CSV
- Calculation of gains and losses under German tax rules
- Consideration of holding periods (one-year period)
- Preparation of tax-compliant reports for the tax office (Finanzamt)
Why do you need a crypto tax calculator?
A common misconception: many investors believe that crypto taxes only arise when you cash out in euros (in German). In fact, every swap between cryptocurrencies is a disposal for tax purposes. A tax calculator helps you record these transactions completely.
Complex tax rules in Germany
- Private disposal transactions (private Veräußerungsgeschäfte, Section 23 EStG)
- One-year holding period for tax exemption
- €1,000 exemption limit (Freigrenze) per year (since 2024)
- Special rules for staking and lending
Large numbers of transactions
Active traders often have hundreds or thousands of transactions a year, spread across several exchanges and wallets. Tracking them manually is practically impossible. Crypto tax calculators import data automatically via API or CSV and classify all transactions correctly.
Increasing regulation
Under the DAC8 directive, crypto exchanges will be required to report transaction data to the tax authorities from 2026. The tax offices are already stepping up their checks. Clean documentation is therefore essential.
Key functions of a crypto tax calculator
Transaction data import
API & CSV from all common exchanges
Gain/loss calculation
Automatic calculation using FIFO
Holding period tracking
One-year period taken into account automatically
Valuation methods
FIFO, LIFO, HIFO selectable
Tax report export
Reports suitable for the tax office
Portfolio overview
All assets at a glance
DeFi support
Staking, lending, liquidity pools
NFT tracking
NFT purchases and sales recorded
Popular crypto tax tools compared
We work with all common tools and help you choose the right one for your situation.
CoinTracking
- Over 25,000 cryptocurrencies supported
- 100+ exchange integrations
- German tax reports available
Blockpit
- Focus on German and Austrian tax law
- Comprehensive DeFi and NFT support
- Intuitive user interface
Koinly
- International focus with German adaptations
- Very user-friendly interface
- Good value for money
What to look for when choosing a tool
Exchange compatibility
Check whether all the exchanges and wallets you use are supported.
German tax rules
The tool should be specifically adapted to German tax law.
Security & GDPR
Pay attention to data protection and secure data processing in line with European standards.
Cost structure
Compare the pricing models according to the number of your transactions.
Software alone is often not enough
A crypto tax calculator is an important tool, but for a complete tax return we recommend combining it with professional tax advice. We help you choose a tool and prepare your data, and we produce your tax report.